Purchasing a used car can be a smart financial move, but only if you approach it with clear priorities and realistic expectations. Whether it’s for commuting, family use, or a second vehicle, here’s how to get the most from your money without getting burned. Know Your Budget and Stick to It Decide how much you can afford before you start shopping. Remember to include: Sales tax and registration fees Insurance adjustments Initial maintenance (oil change, tires, etc.) Cash buyers should leave a buffer for repairs, while loan shoppers should focus on affordable monthly payments. Choose Reliable Models Stick with vehicles known for longevity and affordable maintenance: Honda Civic / Accord Toyota Corolla / Camry Mazda3 / Mazda6 Ford Focus (later models) Check online reviews and reliability rankings before narrowing your list. Inspect and Verify A used car’s appearance doesn’t reveal its full story. Always: Get a mechanic’s inspection before purchase Review a vehicle history report (Carfax or AutoCheck) Look for signs of flood or frame damage Even a well-priced vehicle can be a poor deal if it has major issues. Negotiate With Information Know the car’s fair market value using tools like: Kelley Blue Book (KBB) Edmunds NADAguides These resources help you avoid overpaying — and give you leverage in negotiations. Where to Buy Smart Private sellers often offer lower prices, but require more diligence Dealerships provide convenience and sometimes warranties Certified Pre-Owned (CPO) cars offer added security, though at a premium Trust your gut and walk away if something feels off. Final Gear Shift Buying a used car can save thousands over new models — but only if you shop carefully. Do your homework, verify condition and history, and be prepared to walk away if the deal doesn’t add up. Smart decisions lead to better drives.